Why hasn’t my available credit updated?

If you recently made a payment to your Owner’s Rewards Card to reduce your outstanding balance, please keep in mind it takes a few days for your available credit to reflect the change. We ensure that credit payments are settled before considering your payment as complete.


To keep track of your remaining credit, simply head to the Spend tab. There, you'll find your available credit displayed, which is calculated by subtracting your current balance from your credit limit.


Please be aware that any available credit generated from posted payments to your account may take up to seven (7) business days from the payment initiation date for the funds to become available. In some cases, additional holds may be placed if we believe there are any risks associated with a payment.


To ensure uninterrupted spending, we encourage making payments before reaching your credit limit each month. This way, you can avoid any potential delays that may affect using your Owner’s Rewards Card.




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