Security and insurance

Security Overview

Your security is our priority. All data transferred and stored within our systems is protected with military-grade 4096-bit encryption.   

For additional protection, we offer two-factor authentication (2FA). You can enable 2FA in the Settings of M1.   


M1 Invest Account Insurance  

M1 Finance LLC is a registered broker/dealer with FINRA and a member of SIPC.  

SIPC (Securities Investor Protection Corporation) protects against the loss of cash and stocks held by a customer in their brokerage account (M1 Invest).   

Member of SIPC, which protects securities customers of its members up to $500,000 (including $250,000 for claims for cash). Explanatory brochure available upon request or at  

SIPC does not protect you from any decline in the value of your securities.  Our clearing firm, Apex Clearing, has also purchased supplemental insurance if SIPC limits are exhausted.  

If you have further questions, please contact us.


M1 Checking Account Insurance  

M1 is not a bank. M1 Checking Accounts furnished by Lincoln Savings Bank, Member FDIC.

M1 Checking (and M1 Plus) Accounts may be FDIC insured up to $250,000. For more information, please see the brochure attached.

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