M1 Checking Account details

Your Account and Routing Numbers

The routing number for your M1 Checking Account is 073923033

Locate your account number in the Direct Deposit section of the Spend tab.


Accessing Statements

Statements will be available within the first 10 calendar days of the month. You will receive an email from M1 when your statement is available.

To review your statements, follow the directions below:

  1. Navigate to the Documents tab in settings
  2. Make sure “Statements” is selected
  3. Select the statement from the list marked as M1 Spend

If you have multiple Checking Accounts, please note that all account information will be listed in a single statement. 


Send Check Limits

There is no limit to the number of checks that can be sent in a day. However, the total can not exceed $5,000. The maximum monthly limit is $25,000. Whether you have one or multiple Checking Accounts, these limits apply to the total amount transferred across all M1 Checking Accounts.


Daily ACH Limit

Please refer to the LSB Truth in Savings Disclosure.


Joint Accounts

Currently, M1 Checking does not support joint accounts. If you have an M1 Joint Brokerage Account and want to enroll in M1 Checking, the primary user on the account will be the account holder for the bank account.


Using an M1 Checking Account for Business Purposes

M1 Checking Accounts are intended for consumer purposes only. If you use an M1 Checking Account for business purposes, then we may elect to close the account in our sole and absolute discretion.


Who is Lincoln Savings Bank?

M1 Checking Account furnished by Lincoln Savings Bank, Member FDIC. M1 Checking Visa Debit card issued by LSB, Member FDIC.

If you have any further questions, please contact us.


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