What perks come with the Owner’s Rewards Card by M1?

When approved for the Owner’s Rewards Card by M1, you’ll get a one-of-a-kind credit card that can help you propel your long-term financial goals while you spend.



You’ll get up to 10% cash back* on purchases from certain brands when you are an active M1 Plus

In addition to earning between 1.5% and 10% cash back, the Owner’s Rewards Card by M1 includes:  

  • Integration with your M1 Invest Account (with more features to come).  
  • A sleek metal card with contactless tap-to-pay and mobile pay.  
  • Visa Signature® benefits, including zero liability, lost/stolen card reporting, Visa Signature Luxury Hotel Collection, Visa Signature Concierge, Visa Signature perks (like travel and entertainment).  


M1 Finance Owner's Rewards Card FrontM1 Finance Owner's Rewards Card Back


If you have further questions, please contact us.


*Owner's Rewards Card by M1 not available for US Territory Residents. 1.5%-10% credit card cash back rewards earned on eligible purchases subject to a maximum of $200 cash back per calendar month. Review Cardholder Agreement and Rewards Terms for important information about the Owner’s Rewards Card by M1. The Owner’s Rewards Card by M1 is Powered by Deserve and issued by Celtic Bank, a Utah-Chartered Industrial Bank, Member FDIC. 

**M1 Trust and Custodial Account holdings are not eligible to qualify for Owner’s Rewards.

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