What are Owner’s Rewards? 

Owner’s Rewards* are cash back rewards for purchases made with the Owner’s Rewards Card by M1. 

You’ll earn with every purchase you make at eligible businesses if you are an active M1 Plus member.

Learn more about how to be eligible for Owner’s Rewards. 


Rewards tiers  

Owner’s Rewards will be assigned by stock ticker into one of three reward tiers:   

Tier 1: 2.5% cash back  

Tier 2: 5% cash back  

Tier 3: 10% back

Purchases that qualify for Owner’s Rewards cannot also qualify for the standard 1.5% cash back.  

Example: A purchase that qualifies for 10% in total rewards, will not receive the standard 1.5% cash back. The rewards will be 10%, not 11.5%.  


If you have further questions, please contact us.


*Owner's Rewards Card by M1 not available for US Territory Residents. 1.5%-10% credit card cash back rewards earned on eligible purchases subject to a maximum of $200 cash back per calendar month. Review Cardholder Agreement and Rewards Terms for important information about the Owner’s Rewards Card by M1. The Owner’s Rewards Card by M1 is Powered by Deserve and issued by Celtic Bank, a Utah-Chartered Industrial Bank, Member FDIC. 

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