What's the difference between an M1 Checking Account and the Owner's Rewards Card by M1? 

M1 Checking Account  

M1 Checking Accounts are issued by M1’s banking partner, Lincoln Savings Bank. 

M1 Checking Accounts are online Checking Accounts which allow you to move money between M1 Invest Accounts, M1 Margin Loans, and M1 Checking Accounts easily. The M1 Visa® Debit card connects to your M1 Checking Account. Learn more about M1 Checking.

  

The Owner’s Rewards Card by M1  

The Owner’s Rewards Card by M1 is a credit card that offers cash rewards for eligible brands. As an active M1 Plus member with the Owner’s Rewards Card by M1, you’ll be able to get up to 10% cash back on these purchases*. Learn more about the Owner's Rewards Card by M1.

   

*Owner's Rewards Card by M1 not available for US Territory Residents. 1.5%-10% credit card cash back rewards earned on eligible purchases subject to a maximum of $200 cash back per calendar month. Review Cardholder Agreement and Rewards Terms for important information about the Owner’s Rewards Card by M1. The Owner’s Rewards Card by M1 is Powered by Deserve and issued by Celtic Bank, a Utah-Chartered Industrial Bank, Member FDIC. 

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