Recurring Send Check


What is Recurring Send Check?  

Recurring Send Check is M1's check-writing feature that allows you to send money and pay bills automatically through your M1 Checking Account when a traditional check is the best option.  


Who can I send checks to?  

Send Check allows you to send money to individuals or businesses by simply providing the name and mailing address of the desired recipient.  


How do I use Recurring Send Check?  

You will become eligible to use Send Check after 90 days of having a funded Checking Account on the M1 platform. Once eligible for Send Check you will also be eligible for Recurring Send Check.  


Create a Send Check transfer. Select the option to set the check to a recurring schedule on a weekly, bi-weekly and monthly frequency.

After selecting Send Check, you’ll create or select a recipient, set the dollar amount, and confirm the check. Learn more about how to use Send Check.   


What information can I find listed on the check?   

  • The address of our partner bank, Lincoln Savings Bank.   
  • M1's name and address   
  • The recipients' information   
  • Memo (if applicable)   
  • Your account and routing numbers   


Who debits my account?   

M1 will debit your M1 Checking Account when the check is sent and show M1 as payer.    

If it is cancelled or returned for any reason, the funds will be returned to your M1 Checking Account within two to three business days.   


Will my address be listed on the check?   

No, your residential address will not be included within the check.   


Is there a limit on how much I can send in a given period?  

Yes. Send Check allows you send up to $5,000 per day or $25,000 per month per user. This includes all recurring checks and is an aggregate total; having multiple Checking Accounts does not increase your Send Check usage limits. 


Can I cancel a scheduled check?  

Yes. For up to 15 minutes after submitting a check request, you can easily cancel it within the app. Follow this step by step guide.  


Miss the cancellation window? No problem!  

If the “Cancel Check” button is not visible from the Check Details page, simply click the “Contact Support” link to submit a stop payment request. We will take it from there and let you know when your request is complete.  


Keep in mind that all checks that are not cashed become void after 90 days.    


If I’m paying a bill, how will the recipient know that the payment is mine?  

Send Check allows you to add a memo line to your check. The memo will not change for recurring checks unless the user manually updates the memo line for each check.  

You can use the space to note an account number, invoice number, or any other important information to help process your payment.   


If you still have questions about Send Check, please contact us. 


Send check feature is only available for M1 Checking Accounts for Plus members. Learn more about M1 Plus here. M1 Checking Accounts furnished by Lincoln Savings Bank, Member FDIC.




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