What are the interest rates?

You can take an M1 Margin Loan of up to 40% of your portfolio value at 7.25% interest rate, or 5.75% if you are an M1 Plus member*. 

The M1 Margin Loan rate is based on short-term interest rates and is subject to change if and when the Federal Reserve changes its target for the federal funds rate. 

If you have further questions, please contact us.

*Margin Loan rates may vary. M1 Plus is an annual membership that confers benefits for products and services offered by M1 Finance LLC and M1 Checking LLC, each a separate, affiliated, and wholly-owned operating subsidiary of M1 Holdings Inc. “M1” refers to M1 Holdings Inc., and its affiliates. 

All investing involves risk, including the risk of losing the money you invest. Borrowing on margin can add to these risks, and you should review our M1 Margin Loan account risk disclosure before borrowing. M1 Margin Loan available on margin accounts with at least $2,000 invested. Not available for all account types including M1 Traditional IRA, M1 Roth IRA, M1 SEP IRA, M1 Custodial, and some M1 Trust Accounts. Margin Loan rates subject to change.

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