How do I make my monthly payments?

How do I make my monthly payments?

You will be charged on the due date of your bill before the daily trade window. Here’s the order in which we automate interest repayment: 

  1. Cash balance: We always pull from the available cash balance in the account your Margin Loan is from. 
  2. Borrow additional funds: If your cash balance is insufficient and you have not maxed out your available credit, we will borrow more to cover the cost of your interest. We do this so you avoid having to sell securities from your portfolio and avoid taxable events. This also helps keep your loan on your schedule so you can repay it when it’s most convenient for you.
  3. Sell securities: This is our last resort for interest repayment. If options 1 and 2 are not available, we will sell securities to cover the cost.

If you have further questions, please contact us.


All investing involves risk, including the risk of losing the money you invest. Borrowing on margin can add to these risks, and you should review the M1 Margin Loan account risk disclosures before borrowing. M1 Margin Loan available on margin accounts with at least $2,000 invested. Not available for all account types including M1 Traditional IRA, M1 Roth IRA, M1 SEP IRA, M1 Custodial, and some M1 Trust Accounts. Margin Loan rates subject to change.


M1 disclosures here.

Was this article helpful?
0 out of 0 found this helpful

Still need help?

We're here for you.

Contact us