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Spend
M1 Spend Checking Account

M1 Spend Checking Account

Getting started

Open my M1 Spend checking account
Why was I denied from Spend checking?
Verify my rejected Spend checking account
My micro-deposits didn't work

Manage account

What can I use Spend checking for?
M1 Spend checking account details
Cash back for qualifying M1 Spend Visa® Debit Card purchases
Connect Spend checking with cash apps (Venmo, Cashapp, Zelle)
M1 Spend fees

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M1 Spend Debit Card

Using the M1 Spend Visa® debit card in my mobile wallet
Request and activate my M1 Spend Visa® debit card
How can I change my PIN?
Protecting my M1 Spend Visa® debit card
My M1 Spend Visa® debit card is damaged or lost

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Transactions

M1 Spend wire FAQs
Pending vs. final transactions
How do I dispute a transaction in my Spend checking account?
Higher than expected gas station charge

Send Check

Recurring Send Check
How do I send a check from my M1 Spend checking account?
Can I cancel a check from M1 Spend checking?
Why won’t my check from M1 Spend checking send?
Send Check FAQs

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M1 refers to M1 Holdings Inc., and its affiliates. M1 Holdings is a technology company offering a range of financial products and services through its wholly-owned, separate but affiliated operating subsidiaries, M1 Finance LLC and M1 Spend LLC.

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All investing involves risk, including the risk of losing the money you invest. Past performance does not guarantee future performance. Using M1 Borrow’s margin account can add to these risks, and you should learn more before borrowing. Nothing in this informational site is an offer, solicitation of an offer, or advice to buy or sell any security and you are encouraged to consult your personal investment, legal, or tax advisors.

Brokerage products and services are not FDIC insured, no bank guarantee, and may lose value. Brokerage products and services are offered by M1 Finance LLC, an SEC registered broker-dealer, Member FINRA / SIPC.

M1 is not a bank. M1 Spend checking accounts furnished by Lincoln Savings Bank, Member FDIC. M1 Visa® Debit Card is issued by Lincoln Savings Bank, Member FDIC.

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