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  3. Owner's Rewards Credit Card by M1
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Rewards

  • What are Owner’s Rewards? 
  • How do I enroll in the Owner's Rewards program? 
  • How do I qualify for M1 Owner's Rewards? 
  • Which brands and stocks are eligible for Owner’s Rewards? 
  • I'm missing rewards that I expected to receive 
  • How do I know if a security is eligible for Owner's Rewards?
  • Will the brands and tiers in the Owner’s Rewards program change? 
  • Are there purchases that do not qualify for rewards? 
  • Do purchases made through a third-party transaction service qualify for Owner’s Rewards? 
  • Where are my rewards paid out?  
  • I used my card at an Owner’s Rewards brand inside another store or venue and received 1.5% cashback. 
  • Where can I view my Owner’s Rewards? 
  • When can I expect to receive the rewards that I’ve earned?
  • Do holdings within ETFs qualify for Owner’s Rewards? 
  • Is there a cap to the rewards I can earn? 
  • How long do I have to notify you of an issue with my rewards? 
  • Do I get cash back if my purchase does not qualify for Owner’s Rewards? 
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M1 refers to M1 Holdings Inc., and its affiliates. M1 Holdings is a technology company offering a range of financial products and services through its wholly-owned, separate but affiliated operating subsidiaries, M1 Finance LLC and M1 Spend LLC.

M1 Plus is an annual membership that confers benefits for products and services offered by M1 Finance LLC and M1 Spend LLC.

All investing involves risk, including the risk of losing the money you invest. Past performance does not guarantee future performance. Using M1 Borrow’s margin account can add to these risks, and you should learn more before borrowing. Nothing in this informational site is an offer, solicitation of an offer, or advice to buy or sell any security and you are encouraged to consult your personal investment, legal, or tax advisors.

Brokerage products and services are not FDIC insured, no bank guarantee, and may lose value. Brokerage products and services are offered by M1 Finance LLC, an SEC registered broker-dealer, Member FINRA / SIPC.

M1 is not a bank. M1 Spend checking accounts furnished by Lincoln Savings Bank, Member FDIC. M1 Visa® Debit Card is issued by Lincoln Savings Bank, Member FDIC.

Credit Card not available for US Territory Residents. Review Cardholder Agreement and Rewards Terms for important information about the Owner’s Rewards Card by M1. The Owner’s Rewards Card by M1 is Powered by Deserve and issued by Celtic Bank, a Utah-Chartered Industrial Bank, Member FDIC./p>

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