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What is an M1 Margin Loan?
Updated over a week ago

An M1 Margin Loan gives you a flexible line of credit backed by the securities you already own in your M1 Individual Brokerage Account, Joint Brokerage Account, and/or Trust Account at one of the lowest interest rates in the market. Think of it as a type of secured loan.

You can take an M1 Margin Loan of up to 50% of your portfolio value at 7.25%* interest rate.

*Rates may vary

Brokerage accounts on the M1 platform are either fully disclosed to APEX Clearing or cleared through M1 Finance LLC. Please look at your account statement to determine how your account is cleared.

All investing involves risk, including the risk of losing the money you invest. Past performance does not guarantee future performance. Using margin can add to these risks. Users utilizing APEX cleared margin accounts should review the APEX margin account risk disclosure before borrowing. Users utilizing M1 cleared margin accounts should review the M1 margin account risk disclosure before borrowing. M1 Margin Loans are available on margin accounts with at least $2,000 invested per account. Not available for Retirement or Custodial accounts. Margin rates may vary.

Brokerage products and services are offered by M1 Finance LLC, Member FINRA / SIPC, and a wholly owned subsidiary of M1 Holdings, Inc.

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