This article explains how to locate your M1 High-Yield Cash Account and routing numbers, as well as how to access your Cash Account statements and understand daily ACH transfer limits.
Finding your M1 High-Yield Cash Account account and routing numbers
The routing number for all M1 High-Yield Cash Accounts is: 091218445
To locate your unique Cash Account number:
Log in to your M1 account.
Select your Cash Account.
Tap or click on Account details.
Your account number will be displayed.
Accessing your M1 High-Yield Cash Account account statements
M1 Cash Account statements are generated monthly and are available within the first 10 calendar days of the month. You will receive an email notification from M1 once your statement is ready.
To view your M1 Cash Account statements:
Log in to your M1 account.
Ensure Statements is selected.
Locate and select the statement labeled as M1 High-Yield Cash Account from the list.
Daily ACH transfer limit
ACH transfers to and from your M1 High-Yield Cash Account are subject to a daily limit of $120,000.
M1 High-Yield Cash Account(s) is an investment product offered by M1 Finance, LLC, an SEC registered broker-dealer, Member FINRA / SIPC. M1 is not a bank and M1 High-Yield Cash Accounts are not a checking or savings account. The purpose of this account is to invest in securities, and an open M1 Investment account is required to participate in the M1 High-Yield Cash Account. All investing involves risk, including the risk of losing the money you invest.
This content was generated using artificial intelligence and is intended for informational and educational purposes only. While reasonable efforts are made to ensure accuracy, AI-generated outputs may omit key context; and should not be construed as financial, investment, legal, or tax advice. Users should independently verify all information and consult a qualified professional before making any financial decisions.
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