What is Auto-invest?
With Auto-invest, M1 intelligently allocates and trades using cash in your investment accounts to ensure your portfolio stays on track.
That means you can invest cash into your Pie and maintain your investment targets without any manual calculations.
All accounts have Auto-invest turned on by default, an adjustable minimum cash balance preset to $0, and a $25 minimum threshold required to trade.
This means that any time your cash meets or exceeds $25, M1 will automatically invest it and return you to your minimum cash balance of $0.
View or change your Auto-invest settings:
Web
Navigate to the Portfolio tab
Scroll down to the “Automation” section located below your Pie.
Toggle Auto-invest on or off
Mobile
Navigate to the Portfolio tab
Swipe up from the bottom of the screen
Toggle Auto-invest on or off
What is buying power?
Buying power represents cash plus available margin to invest. This includes pending trades, pending transfers, previously borrowed cash, and the amount you can borrow against this account to invest into a Pie or Slice.
Available margin can change based on your balance, the margin requirements of your current investment(s) and the one(s) you’re buying. Securities with elevated margin requirements can decrease this amount.
Auto-invest and minimum cash
Most M1 clients manage their portfolio with Auto-invest turned on.
With Auto-invest on, M1 will automatically invest into your portfolio any time cash in your account exceeds a minimum you set by $25 or more.
The minimum cash you set will remain uninvested in your account.
Example 1
Minimum cash: $0
A buy order for your portfolio will be automatically placed whenever cash balance in your account reaches or exceeds $25. The buy order will return cash to $0.
Example 2
Minimum cash: $1,000
A buy order for your portfolio will be automatically placed whenever cash in your account reaches or exceeds $1,025.
Cash up to $1,000 will remain uninvested in your account. Any cash exceeding your minimum of $1,000 will be invested. This buy order will return your cash to $1,000.
Adjusting your minimum cash
To adjust how much cash you’d like to keep uninvested in your account at all times:
Web
Navigate to the Invest tab
Turn "Auto-invest" on
Set your minimum cash to the amount you’d like to remain in cash
Mobile
Navigate to the Invest tab
Swipe up on the bottom bar
Tap “Auto-invest” and toggle Auto-invest on
Select "Set Auto-invest minimum"
Set your minimum cash to the amount you’d like to remain in cash
What happens when you turn Auto-invest off?
With Auto-invest off, M1 will never automatically invest your cash.
Deposits and paid dividends will accrue in your account and await your direction.
All examples above are for informational purposes and should not be considered an offer to buy or sell certain stocks. M1 does not provide investment advice.
Brokerage accounts on the M1 platform are either fully disclosed to APEX Clearing or cleared through M1 Finance LLC. Please look at your account statement to determine how your account is cleared.
All investing involves risk, including the risk of losing the money you invest. Past performance does not guarantee future performance. Using margin can add to these risks. Users utilizing APEX cleared margin accounts should review the APEX margin account risk disclosure before borrowing. Users utilizing M1 cleared margin accounts should review the M1 margin account risk disclosure before borrowing. M1 Margin Loans are available on margin accounts with at least $2,000 invested per account. Not available for Retirement or Custodial accounts. Margin rates may vary.
Brokerage products and services are offered by M1 Finance LLC, Member FINRA / SIPC, and a wholly owned subsidiary of M1 Holdings, Inc.
SAIF-07022024-xlwxiayl