M1 Advisor can remember things about you so your conversations feel more personal and relevant over time. Here's how it works.
What is memory?
Memory allows M1 Advisor to retain information from your conversations — like your preferences, financial goals, or personal details — so you don't have to repeat yourself every time you chat.
There are two ways memories can be created:
Automatically from your chats — M1 Advisor may recognize something worth saving during a conversation. If you have auto-save on, it will be saved automatically. If auto-save is off, you'll be prompted to save it manually.
Manually by you — You can add your own memories directly from the Memory settings screen at any time.
Saving your memories
Memories are stored as plain text and can cover just about anything.
Examples:
"I prefer Vanguard funds"
"I like to be called Taylor"
Memories can be saved automatically (if you have auto-save on) or saved manually when M1 Advisor prompts you.
Managing your memories
You can view and manage your general memories anytime in Settings > M1 Advisor > Memory. From there you can:
See all saved memories
Edit or delete individual memories
Turn auto-save on or off
Financial profile updates
M1 Advisor may identify information that relates to your financial profile — like your income, net worth, or number of dependents. Rather than saving this as a memory, M1 Advisor will ask if you'd like to update the relevant field in your profile directly.
Example: If you mention "My net worth is $500,000," M1 Advisor may offer to update your net worth on your financial profile.
A few things to know about this type of update:
You must always confirm it. M1 Advisor will never update your financial profile without your explicit approval.
Not everything can be changed this way. If a piece of information can't be edited in the M1 app (like your legal name), M1 Advisor won't be able to change it either. You'll need to contact support for those updates.
These aren't stored as memories. Once confirmed, the information lives in your profile settings (like My Profile or My Finances) — not in your memory list.
Managing your financial profile information
For financial profile information, changes are managed in their respective settings screens.
Web:
Select your Profile name icon (bottom-left)
Select Your finances tab
Select Balance sheet, Cash flow, Investment profile, or Investment disclosures to edit information
Mobile:
Select your Settings icon (top-right)
Select Profile
Select Your finances
Select Balance sheet, Cash flow, Investment profile, or Investment disclosures to edit information
If information can't be edited in the M1 app, M1 Advisor won't be able to change it either. Please contact M1 Client Success for those updates.
Advisory products and services are offered by M1 Advisory Services, LLC, an investment adviser registered with the U.S. Securities and Exchange Commission (SEC). Advisory services are distinct from the brokerage products and services offered by M1 Finance LLC. Clients receiving advisory services must also maintain brokerage accounts with M1 Finance LLC, which is a separate legal entity and a Member FINRA/SIPC. For important information about M1 Advisory Services, LLC, including fees, services, and conflicts of interest, please review our Form ADV Part 2A and Form CRS
This content was generated using artificial intelligence and is intended for informational and educational purposes only. While reasonable efforts are made to ensure accuracy, AI-generated outputs may omit key context; and should not be construed as financial, investment, legal, or tax advice. Users should independently verify all information and consult a qualified professional before making any financial decisions.
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