M1 is a self-directed platform that empowers you to manage your own investments. M1 does not provide investment recommendations, tax advice, or legal advice, and there are no in-person branches or sales representatives.
Key facts about M1 services
Self-Directed Investing: All investment decisions are made by you. M1 does not monitor your portfolio for suitability or match it to your investor profile.
No In-Person Services: M1 operates entirely through its website and mobile app for iOS and Android. There are no physical branches or staff offering advice.
No Investment, Tax, or Legal Advice: M1 staff cannot provide personalized recommendations or specific guidance on investments, taxes, or legal matters.
Note: This does not apply to M1 Advisor, which — for opted-in clients — is permitted to offer specific stock guidance. See the M1 Advisor FAQ for details.
What M1 offers
A secure platform to buy, sell, and manage investments, including stocks and ETFs.
Educational resources about platform features and general investing concepts.
Tools that allow you to build, automate, and customize your own investment Pie.
Customer support for platform and account questions (not for investment advice).
Note: Outside of an M1 Advisor relationship, contact a licensed professional for investment, tax, or legal advice.
Brokerage accounts on the M1 platform are either fully disclosed to APEX Clearing or cleared through M1 Finance LLC. Please look at your account statement to determine how your account is cleared.
All investing involves risk, including the risk of losing the money you invest. Past performance does not guarantee future performance. Using margin can add to these risks. Users utilizing APEX cleared margin accounts should review the APEX margin account risk disclosure before borrowing. Users utilizing M1 cleared margin accounts should review the M1 margin account risk disclosure before borrowing. M1 Margin Loans are available on margin accounts with at least $2,000 invested per account. Not available for Retirement or Custodial accounts. Margin rates may vary.
Brokerage products and services are offered by M1 Finance LLC, Member FINRA / SIPC, and a wholly owned subsidiary of M1 Holdings, Inc.
Advisory products and services are offered by M1 Advisory Services, LLC, an investment adviser registered with the U.S. Securities and Exchange Commission (SEC). Advisory services are distinct from the brokerage products and services offered by M1 Finance LLC. Clients receiving advisory services must also maintain brokerage accounts with M1 Finance LLC, which is a separate legal entity and a Member FINRA/SIPC. For important information about M1 Advisory Services, LLC, including fees, services, and conflicts of interest, please review our Form ADV Part 2A and Form CRS
This content was generated using artificial intelligence and is intended for informational and educational purposes only. While reasonable efforts are made to ensure accuracy, AI-generated outputs may omit key context; and should not be construed as financial, investment, legal, or tax advice. Users should independently verify all information and consult a qualified professional before making any financial decisions.
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