M1 follows the schedule of U.S. financial markets and banks for holiday closures. This guide explains when trading and banking services are unavailable due to holidays, how these dates can affect your transactions, and where to find more information.
Trading holidays
M1 only places trades when the New York Stock Exchange (NYSE) is open. There are no trades on official NYSE holidays. On days the market closes early, M1 places trades only during the morning window.
Trading holidays for upcoming years:
Holiday | 2025 | 2026 |
New Year’s Day | Wednesday, Jan 1 | Thursday, Jan 1 |
Martin Luther King, Jr. Day | Monday, Jan 20 | Monday, Jan 19 |
Washington’s Birthday (Presidents’ Day) | Monday, Feb 17 | Monday, Feb 16 |
Good Friday | Friday, Apr 18 | Friday, Apr 3 |
Memorial Day | Monday, May 26 | Monday, May 25 |
Juneteenth National Independence Day | Thursday, Jun 19 | Friday, Jun 19 |
Independence Day | Friday, Jul 4 | Friday, Jul 3* |
Labor Day | Monday, Sep 1 | Monday, Sep 7 |
Thanksgiving Day | Thursday, Nov 27** | Thursday, Nov 26** |
Christmas Day | Thursday, Dec 25*** | Friday, Dec 25*** |
Early Market Closures:
** Each market will close early at 1:00 p.m. (1:15 p.m. for eligible options) on Friday, November 28, 2025, Friday, November 27, 2026, and Friday, November 26, 2027 (the day after Thanksgiving). NYSE American Equities, NYSE Arca Equities, NYSE National, and NYSE Texas late trading sessions will close at 5:00 p.m. All times are Eastern Time.
*** Each market will close early at 1:00 p.m. (1:15 p.m. for eligible options) on Wednesday, December 24, 2025, and Thursday, December 24, 2026. NYSE American Equities, NYSE Arca Equities, NYSE National, and NYSE Texas late trading sessions will close at 5:00 p.m. All times are Eastern Time.
For the official holiday calendar and updates, visit the NYSE Holiday Calendar.
Banking holidays
M1 banking services (such as transfers, deposits, and withdrawals) follow the Federal Reserve System holiday calendar. Transactions requested on a banking holiday will process the next business day.
Banking holidays for upcoming years:
Holiday | 2025 | 2026 |
New Year’s Day | Wednesday, January 1 | Thursday, January 1 |
Martin Luther King, Jr. Day | Monday, January 20 | Monday, January 19 |
Washington’s Birthday (Presidents’ Day) | Monday, February 17 | Monday, February 16 |
Memorial Day | Monday, May 26 | Monday, May 25 |
Juneteenth National Independence Day | Thursday, June 19 | Friday, June 19 |
Independence Day | Friday, July 4 | Saturday, July 4* |
Labor Day | Monday, September 1 | Monday, September 7 |
Columbus Day | Monday, October 13 | Monday, October 12 |
Veterans Day | Tuesday, November 11 | Wednesday, November 11 |
Thanksgiving Day | Thursday, November 27 | Thursday, November 26 |
Christmas Day | Thursday, December 25 | Friday, December 25 |
See Federal Reserve schedule for details.
Important notes
Trading and banking holidays may not align. For example, the NYSE is closed on Good Friday, but it is not a Federal Reserve holiday.
*Early closures: On certain days (e.g., the day before Independence Day, day after Thanksgiving, or Christmas Eve), markets may close early. M1 only trades during the morning window on these days.
Processing delays: Transactions initiated on holidays will process the next business day.
This content was generated using artificial intelligence and is intended for informational and educational purposes only. While reasonable efforts are made to ensure accuracy, AI-generated outputs may omit key context; and should not be construed as financial, investment, legal, or tax advice. Users should independently verify all information and consult a qualified professional before making any financial decisions.
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