M1 keeps track of gains and losses, so you always know how your investments are performing.
Total gain
Total gain is a combination of all market gains/losses and dividends earned over your selected time period. This includes:
Unrealized gains/losses from current positions
Realized gains/losses from securities sold or Slices removed
Unrealized gains
Unrealized gain is your potential profit or loss if you sold your position. It is intended to give you a snapshot of your potential tax liability upon sale. A gain/loss becomes realized once the position is sold for a profit/loss.
Unrealized gain is not a complete picture of your past performance because it excludes dividends and realized gains/losses.
Unrealized gain may be higher than your Total Gain for a few reasons, including:
You previously sold higher cost basis shares.
You transferred securities to M1. Your unrealized gain will be based on your cost basis from the date you originally purchased the shares, while your all-time total gain on M1 will start at the date you transferred your shares into your Pie on M1.
Formulas
Unrealized Gain/ Loss = Value of Investment - Cost of Investment
Unrealized Gain/Loss % = (Value of Investment - Cost of Investment) / Cost of Investment
Market gain
Market gain is the increase or decrease in value of your investment. Market gain is either unrealized or realized.
An unrealized market gain is a position in a stock or fund that has yet to be sold. A realized capital gain is the profit or loss experienced when a position has been both bought and sold.
Example:
Date | Activity | Share Price | Shares Owned | Value | Realized Gain | Unrealized Gain | Market Gain |
April 1 | Bought share | $110 | 1 | $110 | $0 | $0 | $0 |
May 1 | No activity | $115 | 1 | $115 | $0 | $5 | $5 |
June 1 | Sold share | $120 | 0 | $0 | $10 | $0 | $10 |
Dividends
Dividends are interval cash payments made by companies to their current shareholders. Learn more about dividends in your account.
Brokerage accounts on the M1 platform are either fully disclosed to APEX Clearing or cleared through M1 Finance LLC. Please look at your account statement to determine how your account is cleared.
All investing involves risk, including the risk of losing the money you invest. Past performance does not guarantee future performance. Using margin can add to these risks. Users utilizing APEX cleared margin accounts should review the APEX margin account risk disclosure before borrowing. Users utilizing M1 cleared margin accounts should review the M1 margin account risk disclosure before borrowing. M1 Margin Loans are available on margin accounts with at least $2,000 invested per account. Not available for Retirement or Custodial accounts. Margin rates may vary.
Brokerage products and services are offered by M1 Finance LLC, Member FINRA / SIPC, and a wholly owned subsidiary of M1 Holdings, Inc.
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