If a maintenance margin call is issued on your M1 Individual, Joint, or Trust Account, you will receive an in-app notification and an email from M1. Prompt action is required to bring your account value above the minimum maintenance margin requirement.
How to resolve a maintenance call
You have two main options to satisfy a maintenance margin call:
1. Deposit additional funds
Navigate to the Borrow Tab
Select the Margin Loan with the open the notification about your margin maintenance call
Select “How to resolve” from the Margin Loan dashboard
Select “Resolve Call”
Select “Deposit Funds”
Follow the prompts to deposit cash directly into your account to cover the margin call.
2. Sell securities from your portfolio
Navigate to the Borrow Tab
Select the Margin Loan with the open the notification about your margin maintenance call
Select “How to resolve” from the Margin Loan dashboard
Select “Resolve Call”
Select View Holdings to see your securities, listed from highest to lowest maintenance requirement.
Choose the holding(s) you want to sell and select Position Details.
Click Sell to liquidate enough assets to cover the margin call amount.
Note: Auto-Invest will need to be disabled prior to creating the sell order.
How long do you have to act on a margin call issued by M1?
M1 gives you 3 business days to meet a maintenance margin call requirement.
To resolve a margin call, the value of the Individual or Joint Brokerage Account or Trust Account that a Margin Loan is tied to must meet the minimum maintenance requirement. If you do not satisfy the maintenance call within the required timeframe, M1 may be required to liquidate securities in your account to meet the minimum margin requirement.
Additionally, if it is determined that your positions pose excessive risk, and the account equity decreases significantly, M1 may sell your investments before then.
Please see the Apex Margin Account Risk Disclosure and/or M1 Margin Account Risk Disclosure for additional information about purchasing securities on margin and the risks involved with trading securities in a margin account.
Brokerage accounts on the M1 platform are either fully disclosed to APEX Clearing or cleared through M1 Finance LLC. Please look at your account statement to determine how your account is cleared.
All investing involves risk, including the risk of losing the money you invest. Past performance does not guarantee future performance. Using margin can add to these risks. Users utilizing APEX cleared margin accounts should review the APEX margin account risk disclosure before borrowing. Users utilizing M1 cleared margin accounts should review the M1 margin account risk disclosure before borrowing. M1 Margin Loans are available on margin accounts with at least $2,000 invested per account. Not available for Retirement or Custodial accounts. Margin rates may vary.
Brokerage products and services are offered by M1 Finance LLC, Member FINRA / SIPC, and a wholly owned subsidiary of M1 Holdings, Inc.
All examples above are for informational purposes and should not be considered an offer to buy or sell certain securities. M1 does not provide investment advice.
This content was generated using artificial intelligence and is intended for informational and educational purposes only. While reasonable efforts are made to ensure accuracy, AI-generated outputs may omit key context; and should not be construed as financial, investment, legal, or tax advice. Users should independently verify all information and consult a qualified professional before making any financial decisions.
SAIF-09112025-pshyt2j1