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What do I do when a maintenance call is issued by M1?
What do I do when a maintenance call is issued by M1?
Updated this week

When a margin call is issued for your M1 Individual, Joint, or Trust Account, you’ll see a notification when you login and we’ll also send you an email notification.

To resolve a margin call, you will need to deposit additional cash or sell a portion of your portfolio to bring your account value back up to the minimum maintenance margin requirement.

Depositing additional funds

Selecting "Deposit Funds" will redirect you to the Transfers tab, where you will be able to make a deposit directly to your Margin Loan to cover the margin call.

Selling stocks

If you want to sell stocks to resolve the margin call, select "View Holdings."

You will be redirected to your holdings, listed from highest maintenance requirement to the lowest. Selecting a holding will redirect you to “"Position Details,”" where you can then choose to sell that stock.

Auto-invest will need to be turned off before securities can be sold, so that the resulting proceeds don’t get automatically reinvested.

Please read all additional M1 Margin Loan maintenance disclosures.


Brokerage accounts on the M1 platform are either fully disclosed to APEX Clearing or cleared through M1 Finance LLC. Please look at your account statement to determine how your account is cleared.

All investing involves risk, including the risk of losing the money you invest. Past performance does not guarantee future performance. Using margin can add to these risks. Users utilizing APEX cleared margin accounts should review the APEX margin account risk disclosure before borrowing. Users utilizing M1 cleared margin accounts should review the M1 margin account risk disclosure before borrowing. M1 Margin Loans are available on margin accounts with at least $2,000 invested per account. Not available for Retirement or Custodial accounts. Margin rates may vary.

Brokerage products and services are offered by M1 Finance LLC, Member FINRA / SIPC, and a wholly owned subsidiary of M1 Holdings, Inc.

All examples above are for informational purposes and should not be considered an offer to buy or sell certain securities. M1 does not provide investment advice.

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