M1 is discontinuing the M1 Owner's Rewards Card program. Card access will be suspended for users between May 15 and May 28, 2025. Learn more here.
Credit limit increases for your Owner’s Rewards Card by M1 are granted automatically. An increase may occur when your account demonstrates positive payment history over multiple months.
Examples of positive payment history include:
Actively using your Owner’s Rewards Card
Staying under your current monthly credit limit.
Making your monthly payments on time.
Making payments greater than the minimum payment due.
The amount of time it takes to receive a credit limit increase can vary from customer to customer and typically takes a few billing cycles.
If you have questions about your Owner’s Rewards Card by M1 credit limit, you can contact our Owner’s Rewards Card by M1 team at (833) 978-3351. They are available Monday-Friday 9am-9pm ET & Saturday 10am-3pm ET.
Credit Card not available for US Territory Residents. The Owner’s Rewards Card by M1 is Powered by Deserve and issued by Celtic Bank. Review Cardholder Agreement and Rewards Terms for important information about the Owner’s Rewards Card by M1.
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