ACAT Transfer Promotion
Check out our current ACAT Transfer Promotion here! Promotional Terms and Conditions apply.
Does my transfer need to be completed before the promotion expires?
Your transfer does not need to be completed before the promotion expires. The appropriate M1 Invest Account must receive instructions to complete an ACAT prior to expiry of the promotion period. If you received an email from us stating your account transfer was received prior to the end of the promotion expiration, a successful ACAT will be eligible. Any unsuccessful ACAT will be deemed ineligible.
Can I participate in more than one ACAT Transfer Promotion?
Yes! If you participated in an ACAT Transfer Promotion in the past, you are still eligible to participate in our current.
Do you cover outgoing transfer fees charged by my previous brokerage?
M1 does not reimburse transfer fees charged by your carrying brokerage. If you are eligible for a promotional credit, these typically cover and often exceed any fees you were charged.
Are 401(k) rollovers eligible for these promotions?
401(k) rollovers are not eligible for our ACAT Transfer Promotion. Check out our IRA Rollover Promotion below!
I saw in the terms & conditions that retirement accounts cannot receive the credit, will my IRA ACAT transfer be eligible for this promotion?
Any promotional credit earned will be credited towards your M1 taxable Invest Account. A taxable Invest Account is an Individual or Joint Brokerage Account. That being said, while your retirement account will not receive the promotional credit, it can count towards earning the promotional credit!
For example, if you ACAT your Roth IRA to M1, your Roth IRA will not receive any eligible promotional credits. You will need to have a taxable Invest Account, such as an Individual Brokerage Account, open to receive the credit.
If my ACAT is just short of the next tier, can I deposit cash to make up the difference?
When determining the tier your ACAT will fall into, only your ACAT transfer(s) will be taken into consideration. You will not be able to deposit the difference to get to the next tier.
When is the pay-out date?
If you submitted your ACAT transfer request between December 27, 2022 – March 31, 2023 and all the terms and conditions are met, the pay-out date is December 5, 2023.
If you submitted your ACAT transfer request between April 17, 2023 – June 17, 2023 and all the terms and conditions are met, the pay-out date is March 18, 2024.
Seed Fund Tiered Promotion
Check out our current Seed Fund Tiered Promotion here! Promotional Terms and Conditions apply.
When is the pay-out date?
If all the terms and conditions of our current Seed Fund Tiered Promotion are met, the pay-out date is the last day of the sixth month following sign-up.
For example, if you sign-up on January 14, 2023 and make your deposit within 14 calendar days of your sign-up date, your pay-out date would be July 31, 2023.
I signed up with a referral, can I still participate in this promotion?
If you sign up via a referral code, you are ineligible to participate in our Seed Fund Tiered Promotion, but you are still eligible to participate in our ACAT Transfer Promotion!
If I signed-up a while ago but never funded my account, can I still participate in this promotion?
This promotion is only for new clients who create an M1 account and fund it within 14 calendar days of sign-up. After the 14 calendar days elapses, you will no longer be eligible for this promotion.
What type of transfers are eligible?
Only ACH transfers to a taxable Invest Account are eligible.
Are 401(k) rollovers eligible for these promotions?
401(k) rollovers are not eligible for our Seed Fund Tiered Promotion. Check out our IRA Rollover Promotion below!
Can I fund any type of account to be eligible?
M1 taxable Invest Accounts are eligible for this promotion. A deposit into an IRA or Crypto Account is not eligible.
If I do an ACAT transfer during this time frame, can my ACAT qualify for both this promotion and the current ACAT Transfer Promotion?
While you are able to participate in both our current ACAT Transfer Promotion and our Seed Fund Tiered Promotion, ACAT transfers are not eligible for this promotion. Any ACAT transfers done in this time frame could qualify you for our current ACAT Transfer Promotion, but not our Seed Fund Tiered Promotion. You are able to participate in both promotions separately.
IRA Rollover Promotion
Check out our IRA Rollover Promotion here! Promotional Terms and Conditions apply.
What if I issue a check on the last day of the promotion?
The appropriate M1 retirement account must receive a rollover funds request before August 30, 2023 (11:59 PM EST). The account must also receive the rollover funds no later than fourteen (14) days after expiry of the promotion period. Any unsuccessful rollovers (requests, funds, etc) will be deemed ineligible.
Will my IRA receive the promotional credit?
Any eligible promotional credits will be paid to taxable M1 Invest Accounts. While your IRA Rollover may make you eligible to receive a promotional credit, an IRA will not receive the credit.
For example, if you have a 401(k) rollover to your Roth IRA and meet the terms and conditions of this promotion, your Roth IRA will not receive the promotional credit. You will need to have a taxable M1 Invest Account open come the payout (July 31, 2024) as your payment account.
Can I participate in other promotions?
Yes, you are eligible to participate in our other promotions in tandem with our IRA Rollover Promotion!
Can multiple IRA rollovers count towards this promotion?
Yes, if you have multiple rollovers during the promotional period, we will aggregate the value of the rollovers to determine which tier you could be eligible for.
How do I perform an IRA Rollover?
Instructions on how to rollover your IRA can be found here!
What type of accounts can I rollover?
401(k), 403(b), and 457 rollovers are eligible for this promotion.
Refer a Friend - M1 Invest
Check out our Referral Program here! Promotional Terms and Conditions apply.
I forgot to sign up with my referral code, do I need to make a new account?
If you forgot to sign up with your friend’s referral code, you will need to deposit $5,000 or more into your M1 Invest Account within 30 days of your account opening.
Once you have done so, please contact us and we can manually issue any eligible credits.
I made a $100 deposit, why have I not received my credit?
While this is our minimum initial deposit requirement on the platform, with our current referral program, you will need to deposit $5,000 or more into your M1 Invest Account within 30 days of your account opening to be eligible.
My friend got paid, why have I not?
Any promotional credits earned will need to be credited to a taxable Invest Account. A taxable Invest Account is an Individual Brokerage or Joint Brokerage Account. If you do not have an open and active taxable Invest Account open come the pay-out, you will not receive the credit. Please reach out to us once you have opened a taxable Invest Account and we can issue any eligible credit!
Can I participate in the referral program and other promotions?
If you sign up via a referral code, you are ineligible to participate in our Seed Fund Tiered Promotion, but you are still eligible to participate in our ACAT Transfer Promotion!
Does my friend need to fund their M1 Invest Account with $5,000 or more to get the Plus referral?
Your friend will need to fund their M1 Invest Account with $5,000 or more within 30 days of their account opening to receive the $100 promotional credit. To get the 6 months of Plus, your friend will need to make the minimum deposit into their M1 Invest Account or M1 High-Yield Savings Account.
Is there a limit to how many referrals I can make?
At this time, there is no limit on the number of successful referrals you make!
Refer a Friend – M1 High-Yield Savings
Check out our M1 High-Yield Savings Referral Program here! Promotional Terms and Conditions apply.
My friend received 6 months of Plus after I signed up and activated my account, why did I not?
Only the individual who successfully makes a referral will receive an additional 6 months of M1 Plus. When you sign-up for M1, you will be eligible for our M1 Plus 3 months free trial!
Once you have an open and active M1 account, you can share your unique referral link to earn 6 months of M1 Plus!
Is there a limit to how many referrals I can make?
At this time, there is no limit on the number of successful referrals you make!
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