Joint Cash Accounts

Those who are currently eligible to open M1 High-Yield Cash Accounts may open one Joint High-Yield Cash Account with one other individual.

To do so:

  1. Navigate to the Earn tab
  2. Select “Add an account”
  3. Select “Joint Cash Account”

Once you have filled out the requested information, an invitation will be sent to the second individual.

The invited individual can accept their Joint Cash Account invitation by following the instructions provided via email and on the Home screen of their account or in their Earn tab.

Invitations that aren’t accepted within 30 days will be cancelled. Either party can cancel the Joint Cash Account prior to the invitation being accepted by contacting us.

Please note: You’re able to invite an individual to your Joint Cash Account even if they do not have access to open a Cash Account directly in their M1 account at this time.


M1 High-Yield Cash Account(s) is an investment product offered by M1 Finance, LLC, an SEC registered broker-dealer, Member FINRA / SIPC. M1 is not a bank and M1 High-Yield Cash Accounts are not a checking or savings account. The purpose of this account is to invest in securities, and an open M1 Investment account is required to participate in the M1 High-Yield Cash Account. All investing involves risk, including the risk of losing the money you invest.



M1 disclosures here.

Was this article helpful?
0 out of 0 found this helpful

Still need help?

We're here for you.

Contact us