What are M1 Margin Loans typically used for?

Margin Loans can be used for any purpose and are typically used for increasing buying power to purchase more securities or withdrawing funds from your account to meet other financial needs.  

Margin Loans could help avoid selling invested securities when in need of cash, providing liquidity and allowing you to stay invested. 

Learn how Margin Loans work.


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All investing involves risk, including the risk of losing the money you invest. Borrowing on margin can add to these risks, and you should review the M1 Margin Loan account risk disclosures before borrowing. M1 Margin Loan available on margin accounts with at least $2,000 invested. Not available for all account types including M1 Traditional IRA, M1 Roth IRA, M1 SEP IRA, M1 Custodial, and some M1 Trust Accounts. Margin Loan rates subject to change.

M1 disclosures here.

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