What can I use an M1 Margin Loan for?

You can use an M1 Margin Loan for any purpose. Two of the most common uses are: 

  • Increasing your buying power to make more investments beyond the cash you have on-hand 
  • Taking a Margin Loan to meet any other expenses without selling your investments 

Learn more about the benefits and risks of a Margin Loan.


If you have further questions, please contact us.


All investing involves risk, including the risk of losing the money you invest. Borrowing on margin can add to these risks, and you should review the M1 Margin Loan account risk disclosures before borrowing. M1 Margin Loan available on margin accounts with at least $2,000 invested. Not available for all account types including M1 Traditional IRA, M1 Roth IRA, M1 SEP IRA, M1 Custodial, and some M1 Trust Accounts. Margin Loan rates subject to change.

M1 disclosures here.

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