How long does it take to get access to M1 Margin Loan funds?

Here are the typical timelines for receiving your funds in different destinations: 

  • Within the same M1 Invest Account – instant within minutes
  • To a different M1 Invest Account – 2-5 business days
  • External bank – 2-5 business days

If you have further questions about your M1 Margin Loan transfer timing, please contact us.


All investing involves risk, including the risk of losing the money you invest. Borrowing on margin can add to these risks, and you should review the M1 Margin Loan account risk disclosures before borrowing. M1 Margin Loan available on margin accounts with at least $2,000 invested. Not available for all account types including M1 Traditional IRA, M1 Roth IRA, M1 SEP IRA, M1 Custodial, and some M1 Trust Accounts. Margin Loan rates subject to change.


M1 disclosures here.

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