When do I need to pay my M1 Margin Loan?

The loan amount (principal) can be paid back whenever you want if your account meets the margin requirements.  

There is no set repayment schedule. Your interest will be billed monthly, but your Margin Loan amount can be paid back at any time.  

Learn more about M1 Margin Loan billing. 


If you have further questions, please contact us.


All investing involves risk, including the risk of losing the money you invest. Borrowing on margin can add to these risks, and you should review the M1 Margin Loan account risk disclosures before borrowing. M1 Margin Loan available on margin accounts with at least $2,000 invested. Not available for all account types including M1 Traditional IRA, M1 Roth IRA, M1 SEP IRA, M1 Custodial, and some M1 Trust Accounts. Margin Loan rates subject to change.

M1 disclosures here.

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