Can I automate my payments?

You have the option to create an automatic payback schedule by going to the home screen, selecting "Move Money," selecting "Recurring Transfer," and inputting your transfer details with Borrow as the "To" account.  

M1 Finance automate borrow payment 

You can also use recurring transfers to make sure that your Individual/Joint Brokerage Account or Trust Account is funded with sufficient cash to take care of your monthly interest payments.  

You can set your auto-invest minimum threshold to be higher than your monthly M1 Margin Loan interest amount to make sure your Invest cash balance is not automatically invested before your Margin Loan interest is billed. 

Learn how to set your auto-invest minimum threshold.


If you have further questions, please contact us.


All investing involves risk, including the risk of losing the money you invest. Borrowing on margin can add to these risks, and you should review the M1 Margin Loan account risk disclosures before borrowing. M1 Margin Loan available on margin accounts with at least $2,000 invested. Not available for all account types including M1 Traditional IRA, M1 Roth IRA, M1 SEP IRA, M1 Custodial, and some M1 Trust Accounts. Margin Loan rates subject to change.

All examples above are for informational purposes and should not be considered an offer to buy or sell certain securities. M1 does not provide investment advice. 

M1 disclosures here.

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