M1 gives you 3 business days to meet a maintenance margin call requirement.

To resolve a margin call, the value of the Individual or Joint Brokerage Account or Trust Account that a Margin Loan is tied to must meet the minimum maintenance requirement. If that doesn’t happen, M1 may be forced to sell your investments to resolve the margin call.

Additionally, if it is determined that your positions pose excessive risk, M1 may sell your investments before then.

Brokerage accounts on the M1 platform are either fully disclosed to APEX Clearing or cleared through M1 Finance LLC. Please look at your account statement to determine how your account is cleared.

All investing involves risk, including the risk of losing the money you invest. Past performance does not guarantee future performance. Using margin can add to these risks. Users utilizing APEX cleared margin accounts should review the APEX margin account risk disclosure before borrowing. Users utilizing M1 cleared margin accounts should review the M1 margin account risk disclosure before borrowing. M1 Margin Loans are available on margin accounts with at least $2,000 invested per account. Not available for Retirement or Custodial accounts. Margin rates may vary.

Brokerage products and services are offered by M1 Finance LLC, Member FINRA / SIPC, and a wholly owned subsidiary of M1 Holdings, Inc.

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