This article explains how to liquidate your M1 investment account and transfer the proceeds to your connected bank. It includes detailed step-by-step instructions for web, iOS, and Android. You’ll also learn what to expect during the process, how pending activities are handled, and important considerations before deciding to liquidate.
Liquidating your M1 investment account
When you liquidate an account, all positions in that account are sold, and the full cash value is sent to your linked bank. This process is irreversible. You may want to liquidate if you’re closing an account, need quick access to funds, or are making significant changes to your investments.
Steps to liquidate your M1 investment account
Web and Mobile
Log in to your M1 account.
Select Move Money.
Select One-Time Transfer
Choose your M1 Invest account to liquidate.
Choose your destination to send the funds to.
Enter the total account value as the withdrawal amount (this will prompt the liquidation process).
Click Review.
Confirm the liquidation.
Note:
After confirmation, your investments will be sold during your next available trade window.
Proceeds are typically available to withdraw to your connected bank after trades settle (usually 3-5 business days).
What happens during liquidation
All holdings are sold during the next trade window.
Pending activities (scheduled transfers, deposits, withdrawals, or recurring investments) will be canceled or paused automatically.
Your account cannot be used for new transfers or deposits until liquidation is complete.
Once trades settle, funds are automatically sent to your connected bank.
Important considerations
Liquidation is final and cannot be reversed once initiated.
Sales of investments may have tax consequences. Consult a tax professional for details relating to your situation.
Pending dividends or interest may be credited after liquidation if paid post-sale.
Troubleshooting common issues
Cannot initiate liquidation: Check if you have any open orders, unresolved transfers, or account restrictions. These may need to be resolved first.
Bank account not connected: Link a valid bank in the Settings section before starting the liquidation.
Funds not received: Settlement may take up to 3–5 business days. If more time has passed, contact M1 Client Success.
Brokerage accounts on the M1 platform are either fully disclosed to APEX Clearing or cleared through M1 Finance LLC. Please look at your account statement to determine how your account is cleared.
All investing involves risk, including the risk of losing the money you invest. Past performance does not guarantee future performance. Using margin can add to these risks. Users utilizing APEX cleared margin accounts should review the APEX margin account risk disclosure before borrowing. Users utilizing M1 cleared margin accounts should review the M1 margin account risk disclosure before borrowing. M1 Margin Loans are available on margin accounts with at least $2,000 invested per account. Not available for Retirement or Custodial accounts. Margin rates may vary.
Brokerage products and services are offered by M1 Finance LLC, Member FINRA / SIPC, and a wholly owned subsidiary of M1 Holdings, Inc.
This content was generated using artificial intelligence and is intended for informational and educational purposes only. While reasonable efforts are made to ensure accuracy, AI-generated outputs may omit key context; and should not be construed as financial, investment, legal, or tax advice. Users should independently verify all information and consult a qualified professional before making any financial decisions.
SAIF-08212025-sfxngooj