Create transfers in my M1 account

The ‘Move Money’ button under the ‘Home’ tab is where you’ll find the option to create different types of transfers.

Standard M1 clients

Create a one-time transfer by using the ‘One-time Transfer’ tab.
The ‘Recurring Transfers’ tab allows you to automate your transfers on a weekly, bi-weekly, or monthly schedule. See a step-by-step guide for creating recurring transfers.
Use the ‘Direct Deposit’ tab to find your M1 Checking Account and routing number. You can to set up direct deposit to get your paycheck automatically deposited into your M1 Checking Account up to two days earlier than your payroll date*. This option is exclusively available for users enrolled in M1 Checking.
Have an account at another brokerage? Use the ‘Account Transfer’ tab to learn how to initiate an account transfer. You can also refer to our Help Center for more information on that process.

M1 Finance account screen showing transfer options (one-time transfer, recurring transfer, direct deposit, account transfer)

*early direct deposit is dependent on your payroll provider.

Create a one-time transfer by using the ‘One-time Transfer’ tab.
The ‘Recurring Transfers’ tab allows you to automate your transfers on a weekly, bi-weekly, or monthly schedule. See a step-by-step guide for creating recurring transfers.
M1 Plus members can use the ‘Smart Transfer’ tab to sweep excess cash between accounts.
Have an account at another brokerage? Use the ‘Account Transfer’ tab to learn how to initiate an account transfer. You can also refer to our Help Center for more information on that process.
Send Check is M1's check-writing feature that allows you to send money and pay bills through your M1 Checking Account.
Use the ‘Direct Deposit’ tab to find your M1 Checking Account and routing number. You can to set up direct deposit to get your paycheck automatically deposited into your M1 Checking Account up to two days earlier than your payroll date*. This option is exclusively available for users enrolled in M1 Checking.

M1 Finance account screen for Plus users showing transfer options for Plus users (includes smart transfers and Send Check)

*early direct deposit is dependent on your payroll provider.

M1 only allows for a single pending transfer at a time.

Until a transfer request is completed or canceled, you won’t be able to create a new deposit or withdrawal.

If this is your first deposit, check out our step by step guide.

If you have further questions, please contact us.