How is my money invested?

M1’s algorithm aims to keep your portfolio balanced, based on the percentages that you allocate, so you don’t have to.   

Auto-Invest is automatically turned on in all accounts to compare what your current holdings are vs. your customized target percentage allocation. 

Money is first divested from overweight securities and is first invested in underweight securities. That way, your securities grow closer to your ideal target percentage 

You can also turn Auto-Invest off and create manual buy/sell orders. 

Your trade will go through during the next trade window. 

You can learn more about Auto-Invest in our short how-to videos:


If you have additional questions about how we trade, check out this article about how we trade or contact support.  


If you have further questions, please contact us.


M1 disclosures here.

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